Collaborative payments without the manual splitting.
Create collaborative payment pools, configure verified member shares, and distribute incoming funds automatically and atomically through Soroban smart contracts on Stellar.
How SplitPay Works
The blockchain is the financial source of truth. No middleman holds custody.
Connect Wallet
Authenticate directly with your non-custodial Stellar wallet. Your address is your identity.
Create Pool
Deploy an on-chain configuration specifying member addresses and exact split shares.
Receive Payment
Payers deposit supported Stellar assets (XLM or tokens) targeted directly to the pool.
Atomic Split
The Soroban contract calculates distributions and transfers funds instantly to all members.
Zero Rounding Loss. 100% Deterministic Settlement.
Built on basis points (10,000 = 100.00%) with integer arithmetic and snapshot preservation. Once settled, historical distributions remain immutable on the Stellar ledger.